Products

All products currently based on 2026 tax brackets. See 2026 release announcement for more details. Each tax year must be purchased separately.

The Basic and Personal versions are limited to personal use. Advisors who plan to use the spreadsheet with clients should choose either the Commercial version or Extended Commercial version.

Available at excelappshop.etsy.com

DISCLAIMERS

Technical Requirements & Compatibility:

Software: Requires the latest version of Microsoft Excel for Windows or Mac (Microsoft 365). Older versions, or web-based versions, of Excel are not compatible.
VBA Macros: As this is a VBA-powered application, macros must be enabled to run the calculations and scenario comparisons.
Unsupported Platforms: This tool is not compatible with other spreadsheets such as Google Sheets, LibreOffice and Apple Numbers.

Personal Use Only: This spreadsheet is for personal, individual use only. Sharing, redistribution, or resale of the file is not allowed. Financial advisors must purchase a Commercial License (one advisor) or Extended Commercial License (up to 10 advisors) to use this tool with clients.

Not Financial Advice: This tool is provided for informational and educational purposes only and does not constitute financial, investment, or tax advice. Please consult a licensed professional for personalized guidance. A directory of advisors who hold a valid Commercial or Extended Commercial license for the Roth IRA Conversion Optimizer is available on the Advisor Partner Program page.

No Guarantees: While every effort has been made to ensure accuracy, I make no guarantees regarding outcomes or results. Use of this tool is at your own discretion and risk.

Digital Product Terms: Due to the nature of digital products, all sales are final. No refunds or exchanges will be issued once the file has been downloaded.