Firm & Advisor Evaluations
Are you looking to give it a test-drive before purchasing a commercial license? Request a 5-Day Commercial Evaluation Copy (Email verification required)
Benefits
Why Advisors Choose the Commercial Versions
The Commercial and Extended Commercial licenses transform the Roth IRA Conversion Optimizer from a personal planning tool into a client‑ready, professional‑grade analysis platform with a sole focus of determining the optimal Roth conversion strategy.
The commercial versions add the ability to optimize Roth conversions around the following scenarios:
- Federal and state estate tax
- Different heir income tax on inherited IRA
- Widow tax/penalty
- Rate of return sensitivity report & payoff ratio
- Time horizon sensitivity report & payoff ratio
- Social Security stress testing
- Charitable giving (DAF/QCD)
- Penalty-free early IRA withdrawals (72t & “Rule of 55”)
- Net Investment Income Tax (NIIT)
To streamline firm compliance, Monte Carlo analysis and FIRE modeling features are excluded from commercial versions. (If you require a version with these features enabled, please contact the developer directly.)
Advisors use the commercial versions to deliver deeper insights, streamline client conversations, and differentiate their practice with a modern, data‑driven approach to Roth conversion planning.
Commercial License – For Individual Advisors & Power Users
Ideal for solo advisors, tax planners, and retirement specialists who want to use the Optimizer directly with clients. This version is also a good choice for DIY power users who want access to the commercial-grade features.
Key Benefits
- Client‑Facing Scenario Modeling Run side‑by‑side comparisons, multi‑year projections, and tax‑efficient conversion strategies during meetings or as part of your planning deliverables.
- Professional Output Export scenario sets and worksheet PDFs to separate files for client use, giving you clean, shareable reports.
- Advisor Partner Program Advisors with a valid Commercial license have the option to be listed in the public directory, helping prospective clients find professionals who use the tool.
- Credibility & Differentiation Demonstrate a modern, analytical approach to Roth conversion planning — a powerful value‑add in a competitive advisory market.
Extended Commercial License – For Teams
Designed for RIAs, tax firms, and multi‑advisor practices that want consistent planning tools across their organization.
Everything in the Commercial License, plus:
- Up to 10 Advisors Included A cost‑effective way to equip your entire team with the same planning framework.
- Firm‑Level Visibility Your firm may receive a featured listing in the Advisor Partner Program directory, increasing credibility and discoverability.
- Brand‑Aligned Client Experience Teams can standardize their Roth conversion process, ensuring every advisor delivers the same high‑quality analysis.
- Ideal for Training & Internal Workflows Perfect for firms that want to integrate Roth conversion modeling into onboarding, annual reviews, or tax‑planning workflows.
FINRA Rule 2214 Compliance: For firms requiring FINRA Rule 2214 Compliance, a Compliance Disclosure Document has been created to assist with the compliance process. Additional compliance support is available directly from the Founder/Developer as needed.