Until now, the Roth IRA Conversion Optimizer has been licensed strictly for personal use. Advisors and planners regularly reached out asking for a way to use it with clients — but the licensing didn’t allow professional use.
That’s exactly what the new Commercial and Extended Commercial versions are built for. These editions officially open the Optimizer to advisors, giving you the tools, permissions, and features needed to use it confidently in client meetings, workshops, and planning sessions.
The Commercial version is for a single advisor. The Extended Commercial version provides a license for up to 10 advisors, making it perfect for small firms, workshops, and collaborative teams.
Both versions include a set of new capabilities designed specifically for professional workflows:
- Save unlimited Scenario Sets for each client
- Export Scenario Sets to keep client data organized
- Generate bulk PDFs for client folders
- Present branded worksheets with a commercial watermark
- Serve unlimited clients under one license
These additions make the Commercial editions ideal for advisors who want a streamlined, professional, and scalable Roth conversion workflow.
Still Need Just the Basics?
The Basic and Personal versions remain available for individual users who want to explore Roth conversion strategies with up to 10 scenario sets, graphical comparisons, and PDF exports — all at an accessible price point.
Pricing Overview
- Basic: $1.99
- Personal: $5.99
- Commercial: $149.99
- Extended Commercial: $399.99
Tax-Year Access and Updates
Each version provides access to all updates within a given tax year. Future tax years must be purchased separately. Purchases made in early 2026, before the 2026 version is released, will get access to both the 2025 version and the 2026 version when it becomes available.
My goal has always been to help people make smarter, tax‑efficient retirement decisions — and now advisors can bring those insights directly to their clients.